Payment for Big Items

Marriage is a period in life that you got to spend alot and that involves payment for big items.

A recommendation is that you can apply for the Standard Chartered Manhattan Card.

How it works?

Total Spending per Month Cash Rebate in your Pocket

S$1 - S$500 0.5%

S$501 - S$1,500 1%

S$1,501 - S$3,000 2%

S$3,001 and above 5%

*Cash Rebate is awarded quarterly and reflected on your statement one month after each quarter. The rebate is capped at a maximum amount of S$300 per quarter.

Try to charge around 3k on the first month as that will allow you to enjoy the full 5% cash rebate and stop using this card once i hit 6k.

After 6k for the 3 months, i will start to use my Citi PremierMiles Card.

The key features of the card is that

1.2 Citi Miles for every S$1 spent and No expiry on Citi Miles.

Payment for the credit cards, i prefer to use Standard Chartered Bank - XtraSaver Account.

Use the AXS Machine and pay your credit card bills, you will get a additional 0.5% card rebate. The catch is that you got to have a minimum balance of 6k in the bank each month.

A example.

Charge for your banquet deposit = S$3000

XtraSaver Account 0.5% rebate = S$15

Manhattan 5% rebate = S$150

Total Savings = S$165.